Authority & Insurance · Carrier profile · USDOT 575035

PAT KOSMAN

ALBIA, IA 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 7 insurers · 0 lapsesInsurer churn

Wilshire’98–’05

Acuity A’09–’18

Integrity’18–’22

Progressive Northern’22–now

1997200520132021now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE NORTHERN INSURANCE COMPANY · since May 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE NORTHERN INSURANCE COMPANY	Feb 2022 → May 2025	$750K	1
INTEGRITY INSURANCE COMPANY	Feb 2018 → Feb 2022	$750K	1
ACUITY, A MUTUAL INSURANCE COMPANY	Feb 2009 → Feb 2018	$750K	4
CONTINENTAL WESTERN INSURANCE CO.	Feb 2007 → Feb 2009	$750K	1
GREAT WEST CASUALTY CO.	Feb 2005 → Feb 2007	$750K	1
WILSHIRE INSURANCE COMPANY	Apr 1998 → Feb 2005	$750K	3
NORTHLAND INSURANCE COMPANY	Mar 1997 → Apr 1998	$750K	3