Carrier profile · USDOT 194795 · MC-198849 · Updated Jun 21, 2026

PAYNE INC

126 power unitsavg 7.6 yrNational · 18 statesFREDERICKSBURG, VA88/100

CARRIER ACTIVEMC-198849 ACTIVERATED SATISFACTORYHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: Inactive

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 8 insurers · 1 lapseCoverage lapse

United States’94–’97

Carolina’04–’10

Wausau’10–’13

Arch’14–’19

Arch’20–’25

1994200220102018now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $1,000,000 · ENDURANCE AMERICAN SPECIALTY INSURANCE CO · since Jul 2025

All 10 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ARCH INSURANCE COMPANY	Jul 2020 → Jul 2025	$1M	9
ARCH INSURANCE COMPANY	Apr 2014 → Jul 2019	$1M	7
SPARTA INSURANCE COMPANY	Feb 2013 → Apr 2014	$1M	1
WAUSAU UNDERWRITERS INSURANCE COMPANY	Feb 2010 → Feb 2013	$1M	2
CAROLINA CASUALTY INSURANCE CO.	Feb 2004 → Feb 2010	$1M	5
SIRIUS AMERICA INSURANCE COMPANY	Feb 2003 → Feb 2004	$1M	1
CAROLINA CASUALTY INSURANCE CO.	Feb 2001 → Mar 2003	$1M	2
GENERAL AGENTS INSURANCE CO. OF AMERICA, INC.	Dec 1999 → Feb 2001	$1M	2
LIBERTY MUTUAL INSURANCE CO.	Nov 1997 → Dec 1999	$1M	1
UNITED STATES FIRE INSURANCE CO.	Nov 1994 → Nov 1997	$1M	2