Carrier profile · USDOT 280076 · MC-197640 · Updated Jun 13, 2026

PAYNE'S INC

5 power unitsFRONTENAC, KS50/100
CARRIER ACTIVEMC-197640 ACTIVERATED SATISFACTORYHAZMAT
Verified linkspaynesinc.kscoxmail.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 6 insurers · 0 lapsesInsurer churn
1991200020092018now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · UNITED FINANCIAL CASUALTY COMPANY · since Mar 2025

All 7 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
AMGUARD INSURANCE COMPANYMar 2018 → Mar 2025$750K11
PLAZA INSURANCE COMPANYMar 2016 → Mar 2018$750K2
UNITED FINANCIAL CASUALTY COMPANYJun 2015 → Apr 2016$750K2
PLAZA INSURANCE COMPANYMar 2010 → Jun 2015$750K6
STONINGTON INSURANCE COMPANYMar 2008 → Mar 2010$750K2
MID-CONTINENT CASUALTY CO.Mar 2004 → Mar 2008$750K1
UNITED FIRE & CASUALTY CO.Mar 1991 → Mar 2004$750K2