Authority & Insurance · Carrier profile · USDOT 1136860

PHIL E KAYLOR

RINGGOLD, GA 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 4 insurers · 1 lapseCoverage lapse
2005201120172023now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · SIRIUSPOINT AMERICA INSURANCE COMPANY · since May 2026

All 4 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
GREAT WEST CASUALTY CO.May 2024 → May 2026$750K1
PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHIMay 2022 → May 2024$750K1
INDEMNITY INSURANCE CO. OF NORTH AMERICAMar 2022 → May 2022$750K1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Jan 2005 → Sep 2007$750K2