Carrier profile · USDOT 706367 · MC-369981 · Updated Jun 13, 2026

PHIL HOMES & SONS LLC

1 power unitsINDIAN VALLEY, ID50/100
CARRIER ACTIVEMC-369981 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 7 insurers · 2 lapsesCoverage lapse
1999200620132020now

Shorter eras are too brief to label at this scale — all 11 insurers are named in the list below.

BIPD in force — $1,000,000 · UNITED FINANCIAL CASUALTY COMPANY · since Sep 2019

All 11 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
HUDSON INSURANCE COMPANYAug 2011 → Sep 2019$750K7
EMPIRE FIRE & MARINE INSURANCE CO.Oct 2003 → Oct 2003$750K1
NORTHLAND INSURANCE COMPANYOct 2003 → Jan 2010$750K1
EMPIRE FIRE & MARINE INSURANCE CO.Oct 2002 → Nov 2003$750K3
DIAMOND STATE INSURANCE COMPANYApr 2002 → Oct 2002$750K1
CASCADE NATIONAL INSURANCE COMPANYOct 2001 → Dec 2001$750K2
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANOct 2001 → May 2002$750K1
CASCADE NATIONAL INSURANCE COMPANYOct 2001 → Oct 2001$750K1
DIAMOND STATE INSURANCE COMPANYOct 2001 → Apr 2002$750K1
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANJan 2001 → Oct 2001$750K1
CONTINENTAL WESTERN INSURANCE CO.Oct 1999 → Dec 2000$750K1