Carrier profile · USDOT 1945851 · MC-399608 · Updated Jun 13, 2026

Polar Bear Trucking Inc

15 power unitsMIDDLETOWN, NY80/100
CARRIER ACTIVEMC-399608 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$4,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$4M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $4M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$5M BIPD last filed ’10 · 4 insurers · 1 lapseCoverage lapse
2001200820152022now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $4,000,000 · FEDERATED MUTUAL INSURANCE CO. · since Sep 2010

All 4 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
FEDERATED MUTUAL INSURANCE CO.Sep 2009Jan 2010$5M3
AMERICAN GUARANTEE & LIABILITY INS. CO.Mar 2009Oct 2009$5M1
ARCH INSURANCE COMPANYMar 2005Mar 2009$5M1
NORTHLAND INSURANCE COMPANYSep 2001May 2003$5M1