Authority & Insurance · Carrier profile · USDOT 890548

PRO TOW LLC

CEDAR RAPIDS, IA 68

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 8 insurers · 0 lapsesInsurer churn

United Fire’00–’04

Addison’04–’08

Universal’11–’17

Western National’17–’20

Progressive Northern’20–’23

2000200720142021now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $1,000,000 · PIONEER SPECIALTY INSURANCE COMPANY · since Jul 2025

All 9 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PIONEER SPECIALTY INSURANCE COMPANY	Jun 2025 → Jul 2025	$750k	1
AMGUARD INSURANCE COMPANY	Mar 2023 → Jun 2025	$750k	4
PROGRESSIVE NORTHERN INSURANCE COMPANY	Jul 2020 → Mar 2023	$750k	4
WESTERN NATIONAL MUTUAL INSURANCE CO.	May 2017 → Jul 2020	$750k	1
UNIVERSAL UNDERWRITERS INSURANCE CO.	May 2011 → May 2017	$750k	1
ADDISON INSURANCE COMPANY	Apr 2009 → May 2011	$750k	3
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	Apr 2008 → Apr 2009	$750k	1
ADDISON INSURANCE COMPANY	May 2004 → Apr 2008	$750k	2
UNITED FIRE & CASUALTY CO.	Apr 2000 → May 2004	$750k	1