Carrier profile · USDOT 307887 · MC-251299 · Updated Jun 13, 2026

RALPH SMITH COMPANY

35 power unitsavg 17.6 yrRegional · 6 statesMONA, UT68/100

CARRIER ACTIVEMC-251299 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’20 · 9 insurers · 1 lapseCoverage lapse

United States’94–’98

Great West’04–’07

State National’07–’10

Cincinnati’15–’20

beyond this history

1994200220102018now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $1,000,000 · ZURICH AMERICAN INSURANCE COMPANY · since Oct 2020

All 9 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
THE CINCINNATI INSURANCE CO.	Feb 2015 → Oct 2020	$1M	1
HUDSON INSURANCE COMPANY	Oct 2013 → Feb 2015	$1M	1
PRAETORIAN INSURANCE COMPANY	Oct 2012 → Oct 2013	$1M	1
WAUSAU UNDERWRITERS INSURANCE COMPANY	Oct 2010 → Oct 2012	$1M	1
STATE NATIONAL INSURANCE CO., INC.	Oct 2007 → Oct 2010	$1M	4
GREAT WEST CASUALTY CO.	Oct 2004 → Oct 2007	$1M	1
CONTINENTAL CASUALTY CO.	Sep 2000 → Sep 2000	$1M	4
WEST AMERICAN INSURANCE CO.	Aug 1998 → Oct 2000	$1M	1
UNITED STATES FIDELITY & GUARANTY CO.	Jul 1994 → Jul 1998	$1M	1