Authority & Insurance · Carrier profile · USDOT 2262155

RANDY SCHMUTZ

STEPHENVILLE, TX 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 8 insurers · 2 lapsesCoverage lapse
2012201620202024now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $750,000 · HOME STATE COUNTY MUTUAL INS. CO. · since Feb 2026

All 10 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
HUDSON EXCESS INSURANCE COMPANYFeb 2024 → Feb 2026$750K6
GREAT WEST CASUALTY CO.Feb 2021 → Feb 2024$750K1
LANCER INSURANCE COMPANYFeb 2020 → Feb 2021$750K1
PROGRESSIVE COUNTY MUTUALFeb 2019 → Feb 2020$750K1
UNDERWRITERS AT LLOYDS LONDONFeb 2018 → Feb 2019$750K1
PROGRESSIVE COUNTY MUTUALJan 2016 → Jun 2016$750K1
PRAETORIAN INSURANCE COMPANYJan 2015 → Jan 2016$750K2
GREAT WEST CASUALTY CO.Jan 2014 → Jan 2015$750K1
NATIONAL CASUALTY COMPANYJan 2013 → Jan 2014$750K1
HALLMARK COUNTY MUTUAL INSURANCE COMPANYJan 2012 → Jan 2012$750K4