Carrier profile · USDOT 1896214 · MC-1044615 · Updated Jun 13, 2026

RAP FINANCIAL SERVICES LLC

4 power unitsavg 6.5 yrLocal · 1 statesNORTH AUGUSTA, SC50/100
CARRIER ACTIVEMC-1044615 ACTIVEHAZMAT
Verified linksrapfinancialservices.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 3 insurers · 0 lapsesContinuous
2019202120232025now

Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.

BIPD in force — $1,000,000 · CUMIS INSURANCE SOCIETY INC · since Aug 2025

All 3 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
CUMIS INSURANCE SOCIETY INCAug 2021 → Aug 2025$750K4
WESCO INSURANCE COMPANYAug 2019 → Aug 2021$750K2
CLEAR BLUE INSURANCE COMPANYJun 2019 → Aug 2019$750K1