Authority & Insurance · Carrier profile · USDOT 3725164

RAY LOGISTICS LLC

STERLING HTS, MI 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 4 insurers · 0 lapsesInsurer churn

Progressive Michigan’22–’23

Everspan’23–’24

Progressive Michigan’24–’25

beyond this history

20222023202420252026now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · NORTH RIVER INSURANCE CO. · since Aug 2025

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE MICHIGAN INSURANCE COMPANY	Aug 2024 → Aug 2025	$750k	1
EVERSPAN INDEMNITY INSURANCE COMPANY	Aug 2023 → Aug 2024	$750k	1
NORTHLAND INSURANCE COMPANY	Jun 2023 → Aug 2023	$750k	1
PROGRESSIVE MICHIGAN INSURANCE COMPANY	Jun 2023 → Jun 2023	$750k	1
CANAL INSURANCE CO.	Jun 2023 → Jun 2023	$750k	1
PROGRESSIVE MICHIGAN INSURANCE COMPANY	Mar 2022 → Jun 2023	$750k	3