Carrier profile · USDOT 2918567 · MC-983869 · Updated Jul 13, 2026

RICARDO HERNANDEZ INC

DBA HERNANDEZ TOWING AND RECOVERY

1 power unitLocal · 1 statesPHILADELPHIA, PA93/100
CARRIER ACTIVEMC-983869 ACTIVEHAZMAT
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’25 · 3 insurers · 0 lapsesContinuous
201720202023now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · CRUM & FORSTER INDEMNITY COMPANY · since Oct 2025

All 4 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
UNITED FINANCIAL CASUALTY COMPANYOct 2025 → Oct 2025$1M1
AMGUARD INSURANCE COMPANYOct 2020 → Oct 2025$1M6
UNITED FINANCIAL CASUALTY COMPANYSep 2018 → Oct 2020$1M2
AGENCY INSURANCE COMPANY OF MARYLAND, INCOct 2017 → Sep 2018$1M2