RICARDO RAMIREZ Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 5 insurers · 2 lapsesCoverage lapse
+3 earlier
Great West · 09–11
Carolina · 12–14
Northland · 15–17
Northland · 18–24
20092024
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
7 insurer eras · collapsed from 12 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| NORTHLAND INSURANCE COMPANY | Dec 2018 → Feb 2024 | $750k | 2 |
| NORTHLAND INSURANCE COMPANY | Dec 2017 → Dec 2017 | $750k | 2 |
| QUALITAS INSURANCE COMPANY | Dec 2017 → Dec 2018 | $750k | 1 |
| NORTHLAND INSURANCE COMPANY | Dec 2015 → Dec 2017 | $750k | 2 |
| NATIONAL INDEMNITY COMPANY | Dec 2014 → Dec 2015 | $750k | 1 |
| CAROLINA CASUALTY INSURANCE CO. | Dec 2012 → Dec 2014 | $750k | 2 |
| GREAT WEST CASUALTY CO. | Mar 2009 → Apr 2011 | $750k | 2 |