Carrier profile · USDOT 541797 · MC-296216 · Updated Jun 13, 2026
RICHARD A MCGOWAN
DBA MCGOWAN TRUCKING
2 power unitsavg 9 yrLocal · 1 statesBIRDSBORO, PA94/100
CARRIER ACTIVEMC-296216 ACTIVE
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census
Insurance adequacy· filed BIPD vs the $750K federal floor
$1M in forcegeneral-freight federal minimum
$750K floor
Insurance continuity· insurer · policy · lapses
$750K BIPD last filed ’23 · 9 insurers · 2 lapsesCoverage lapse
1995200320112019now
Shorter eras are too brief to label at this scale — all 12 insurers are named in the list below.
BIPD in force — $1,000,000 · ERIE INSURANCE EXCHANGE · since Oct 2023
All 12 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| UNITED FINANCIAL CASUALTY COMPANY | Oct 2017 → Oct 2023 | $750K | 1 |
| NORTHLAND INSURANCE COMPANY | Oct 2014 → Oct 2017 | $750K | 1 |
| UNITED FINANCIAL CASUALTY COMPANY | Apr 2012 → Oct 2014 | $750K | 2 |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Oct 2006 → Apr 2012 | $750K | 1 |
| PROGRESSIVE NORTHERN INSURANCE COMPANY | Oct 2005 → Oct 2006 | $750K | 1 |
| NATIONAL LIABILITY & FIRE INS CO. | Oct 2004 → Oct 2005 | $750K | 1 |
| NATIONAL CASUALTY COMPANY | Oct 2003 → Nov 2003 | $750K | 2 |
| NATIONAL LIABILITY & FIRE INS CO. | Oct 2003 → Oct 2004 | $750K | 1 |
| LINCOLN GENERAL INSURANCE COMPANY | Oct 2002 → Oct 2003 | $750K | 1 |
| STATE NATIONAL INSURANCE CO., INC. | Oct 2001 → Oct 2002 | $750K | 1 |
| NATIONAL CASUALTY COMPANY | Oct 1996 → Oct 2000 | $750K | 3 |
| MGA INSURANCE COMPANY, INC. | Oct 1995 → Oct 1996 | $750K | 1 |