Carrier profile · USDOT 972837 · MC-644262 · Updated Jun 13, 2026

RICHARD LEE CAPPS

DBA CAPPS AUTO TOWING

5 power unitsLocal · 2 statesHENDERSONVILLE, NC50/100

CARRIER ACTIVEMC-644262 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 6 insurers · 2 lapsesCoverage lapse

Progressive’08–’10

Central’16–’19

Emc Property’19–’26

2008201320182023now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · EMPLOYERS MUTUAL CASUALTY CO. · since Apr 2026

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
EMC PROPERTY AND CASUALTY COMPANY	Apr 2019 → Apr 2026	$1M	3
CENTRAL MUTUAL INSURANCE COMPANY	Apr 2016 → Apr 2019	$1M	1
PLAZA INSURANCE COMPANY	Apr 2015 → Apr 2016	$1M	1
COMPANION PROPERTY & CASUALTY INS. CO.	Apr 2012 → Apr 2012	$1M	2
PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	Oct 2010 → Nov 2010	$1M	1
PROGRESSIVE CASUALTY INSURANCE COMPANY	Apr 2008 → Sep 2010	$1M	1