Carrier profile · USDOT 375697 · MC-256719 · Updated Jun 13, 2026
RICHARD M FLOOK
DBA 4M EXPRESS
3 power unitsavg 11.6 yrRegional · 3 statesCOGAN STATION, PA100/100
CARRIER ACTIVEMC-256719 ACTIVERATED SATISFACTORY
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census
Insurance adequacy· filed BIPD vs the $750K federal floor
$750K in forcegeneral-freight federal minimum
$750K floor
Insurance continuity· insurer · policy · lapses
$750K BIPD last filed · 10 insurers · 1 lapseCoverage lapse
1996200420122020now
Shorter eras are too brief to label at this scale — all 11 insurers are named in the list below.
BIPD in force — $750,000 · DB INSURANCE CO., LTD (U.S.BRANCH) · since Mar 2025
All 11 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| DB INSURANCE CO., LTD (U.S.BRANCH) | Dec 2021 → Apr 2025 | $750K | 7 |
| NORTHLAND INSURANCE COMPANY | Dec 2016 → Dec 2021 | $750K | 4 |
| WESTFIELD INSURANCE CO. | Dec 2011 → Dec 2016 | $750K | 3 |
| STAR INSURANCE COMPANY | Dec 2009 → Dec 2011 | $750K | 2 |
| CAROLINA CASUALTY INSURANCE CO. | Dec 2006 → Dec 2009 | $750K | 4 |
| EMPIRE FIRE & MARINE INSURANCE CO. | Dec 2003 → Dec 2006 | $750K | 3 |
| WESTPORT INSURANCE CORPORATION | Dec 2002 → Dec 2003 | $750K | 1 |
| UNITED NATIONAL INSURANCE COMPANY | Dec 1999 → Dec 2002 | $750K | 4 |
| EMPLOYERS MUTUAL CASUALTY CO. | Jun 1999 → Dec 1999 | $750K | 1 |
| MERCHANTS AND BUSINESS MEN'S MUTUAL INS. CO. | Sep 1998 → Jun 1999 | $750K | 1 |
| MERCHANTS AND BUSINESS MEN'S MUTUAL INS. CO. | Sep 1996 → Sep 1997 | $750K | 4 |