Carrier profile · USDOT 2193817 · MC-761656 · Updated Jul 8, 2026

RICHARD MCCAY

DBA MCCAY CONSTRUCTION

1 power unitCHERRY VALLEY, AR50/100

CARRIER ACTIVEMC-761656 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’24 · 4 insurers · 1 lapseCoverage lapse

United Financial’11–’13

Sagamore’13–’16

Northland’19–’21

Shelter’21–now

2011201520192023now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $1,000,000 · SHELTER MUTUAL INSURANCE COMPANY · since Sep 2024

All 8 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
SHELTER MUTUAL INSURANCE COMPANY	Jun 2021 → Sep 2024	$750K	2
NORTHLAND INSURANCE COMPANY	Dec 2019 → Aug 2021	$750K	2
UNITED FINANCIAL CASUALTY COMPANY	Dec 2018 → Dec 2019	$750K	1
SAGAMORE INSURANCE COMPANY	Dec 2017 → Dec 2018	$750K	2
SAGAMORE INSURANCE COMPANY	Oct 2016 → Oct 2016	$750K	1
UNITED FINANCIAL CASUALTY COMPANY	Oct 2016 → Jan 2018	$750K	2
SAGAMORE INSURANCE COMPANY	Oct 2013 → Oct 2016	$750K	5
UNITED FINANCIAL CASUALTY COMPANY	Oct 2011 → Oct 2013	$750K	1