Carrier profile · USDOT 827157 · MC-367145 · Updated Jun 13, 2026

RICHARD PAYNE

3 power unitsNEW CUMBERLAND, PA80/100

CARRIER ACTIVEMC-367145 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’10 · 5 insurers · 2 lapsesCoverage lapse

Empire Fire’06–’10

beyond this history

1999200620132020now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · ERIE INSURANCE EXCHANGE · since Mar 2010

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
EMPIRE FIRE & MARINE INSURANCE CO.	Apr 2006 → Mar 2010	$750K	4
COMMERCE PROTECTIVE INSURANCE COMPANY	Apr 2005 → May 2005	$750K	2
EMPIRE FIRE & MARINE INSURANCE CO.	Apr 2005 → Apr 2006	$750K	1
COMMERCE PROTECTIVE INSURANCE COMPANY	Apr 2004 → Apr 2005	$750K	2
NORTHLAND INSURANCE COMPANY	Oct 2002 → Mar 2004	$750K	4
MOUNTAIN LAUREL ASSURANCE COMPANY	Apr 2001 → Oct 2002	$750K	2
GULF INSURANCE CO.	Sep 1999 → Sep 1999	$750K	2