Carrier profile · USDOT 2086979 · MC-728282 · Updated Jun 13, 2026

RUBEN AYALA

DBA R AYALA TRUCKING

2 power unitsavg 8.7 yrLocal · 2 statesCOALINGA, CA100/100
CARRIER ACTIVEMC-728282 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 6 insurers · 0 lapsesInsurer churn
2010201420182022now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · PROGRESSIVE PREFERRED INSURANCE CO. · since Aug 2025

All 7 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
NORTHLAND INSURANCE COMPANYAug 2023 → Aug 2025$750K6
HIGHLANDER SPECIALTY INSURANCE COMPANYAug 2022 → Aug 2023$750K1
UNITED FINANCIAL CASUALTY COMPANYAug 2021 → Sep 2022$750K2
WATFORD INSURANCE COMPANYAug 2020 → Aug 2021$750K1
SCOTTSDALE INDEMNITY COMPANYAug 2015 → Aug 2020$750K2
STRATFORD INSURANCE COMPANYAug 2013 → Aug 2015$750K2
NORTHLAND INSURANCE COMPANYOct 2010 → Sep 2013$750K2