Carrier profile · USDOT 2087104 · MC-729234 · Updated Jun 13, 2026

RUBEN CRUZ

DBA R C EXPRESS

1 power unitavg 24.5 yrLocal · 2 statesTHORNTON, CO50/100
CARRIER ACTIVEMC-729234 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’15 · 4 insurers · 0 lapsesInsurer churn
2010201420182022now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Nov 2015

All 4 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
HARCO NATIONAL INSURANCE CO.Nov 2014 → Nov 2015$750K2
NORTHLAND INSURANCE COMPANYNov 2012 → Nov 2014$750K2
NATIONAL CASUALTY COMPANYNov 2011 → Nov 2012$750K1
CANAL INSURANCE CO.Nov 2010 → Nov 2011$750K1