Carrier profile · USDOT 1720821 · MC-630932 · Updated Jul 18, 2026

RUBEN D MORA GARIBAY

DBA R&M MORA TRANSPORT

3 power unitsavg 12 yrLocal · 1 statesSAN YSIDRO, CA100/100

CARRIER ACTIVEMC-630932 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 5 insurers · 0 lapsesInsurer churn

Commercial Alliance’09–’16

National Unity’16–’20

New Horizon’22–’25

2008201320182023now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · NEW HORIZON INSURANCE COMPANY · since Jan 2026

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
QUALITAS INSURANCE COMPANY	Jan 2025 → Jan 2026	$750K	1
NEW HORIZON INSURANCE COMPANY	Jan 2022 → Jan 2025	$750K	3
NATIONAL UNITY INSURANCE COMPANY	Jan 2021 → Jan 2022	$750K	1
COMMERCIAL ALLIANCE INSURANCE COMPANY	Jan 2020 → Jan 2021	$750K	1
NATIONAL UNITY INSURANCE COMPANY	Jan 2016 → Jan 2020	$750K	7
COMMERCIAL ALLIANCE INSURANCE COMPANY	Jan 2009 → Jan 2016	$750K	10
SCOTTSDALE INSURANCE COMPANY	Jan 2008 → Jan 2009	$750K	1