Carrier profile · USDOT 1186611 · MC-473873 · Updated Jun 13, 2026

S & J Enterprises Inc

4 power unitsavg 15.9 yrRegional · 6 statesDES MOINES, IA74/100

CARRIER ACTIVEMC-473873 ACTIVERATED CONDITIONAL

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’23 · 9 insurers · 0 lapsesInsurer churn

Harco National’05–’08

Northland’09–’15

National’19–’23

2003200920152021now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Dec 2023

All 9 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NATIONAL CASUALTY COMPANY	Dec 2019 → Dec 2023	$750K	1
SCOTTSDALE INDEMNITY COMPANY	Dec 2018 → Dec 2019	$750K	1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	Dec 2017 → Jan 2019	$750K	2
PROGRESSIVE NORTHERN INSURANCE COMPANY	Dec 2016 → Dec 2017	$750K	1
SPIRIT COMMERCIAL AUTO RR GROUP, INC	Dec 2015 → Dec 2016	$750K	1
NORTHLAND INSURANCE COMPANY	Dec 2009 → Dec 2015	$750K	3
EMPIRE FIRE & MARINE INSURANCE CO.	Dec 2008 → Dec 2009	$750K	2
HARCO NATIONAL INSURANCE CO.	Dec 2005 → Dec 2008	$750K	3
SIRIUS AMERICA INSURANCE COMPANY	Dec 2003 → Dec 2005	$750K	2