Carrier profile · USDOT 3499978 · MC-1154867 · Updated Jun 21, 2026

S&m Express Trucking LLC

40 power unitsavg 7.5 yrRegional · 4 statesDEARBORN, MI100/100
CARRIER ACTIVEMC-1154867 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 7 insurers · 1 lapseCoverage lapse
2020202220242026now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · AMERISURE MUTUAL INSURANCE COMPANY · since Jan 2026

All 7 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
AMERISURE MUTUAL INSURANCE COMPANYNov 2025Jan 2026$750K2
NATIONAL INDEMNITY COMPANYOct 2025Nov 2025$750K1
NORTHLAND INSURANCE COMPANYMay 2025Oct 2025$750K1
BERKLEY CASUALTY COMPANYMay 2024May 2025$750K1
CANAL INSURANCE CO.May 2023May 2024$750K2
EVERSPAN INDEMNITY INSURANCE COMPANYMay 2022Nov 2022$750K3
PROGRESSIVE PREFERRED INSURANCE CO.Dec 2020May 2022$750K1