Authority & Insurance · Carrier profile · USDOT 2575036

SIMPLE PRAYERS INC

LATHROP, CA 80

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 6 insurers · 1 lapseCoverage lapse

Global Hawk’15–’17

United Specialty’18–’23

Benchmark Specialty’25–now

2015201820212024now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · BENCHMARK SPECIALTY INSURANCE CO. · since Jan 2026

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
BENCHMARK SPECIALTY INSURANCE CO.	Jan 2025 → Jan 2026	$750K	1
WILSHIRE INSURANCE COMPANY	Jan 2024 → Jan 2025	$750K	1
CANAL INSURANCE CO.	Jan 2023 → Jan 2024	$750K	1
UNITED SPECIALTY INSURANCE COMPANY	Jan 2018 → Jan 2023	$750K	7
A-ONE COMMERCIAL INSURANCE RRG, INC	Jan 2017 → Sep 2017	$750K	4
GLOBAL HAWK INSURANCE COMPANY, A RRG	Feb 2015 → Feb 2017	$750K	3