Carrier profile · USDOT 943414 · MC-410703 · Updated Jun 13, 2026
SMART CHOICE DELIVERY INC
6 power unitsavg 5.2 yrMulti-region · 11 statesLITTLE ROCK, AR100/100
CARRIER ACTIVEMC-410703 ACTIVE
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census
Insurance adequacy· filed BIPD vs the $750K federal floor
$750K in forcegeneral-freight federal minimum
$750K floor
Insurance continuity· insurer · policy · lapses
$750K BIPD last filed ’24 · 11 insurers · 0 lapsesInsurer churn
2001200820152022now
Shorter eras are too brief to label at this scale — all 13 insurers are named in the list below.
BIPD in force — $750,000 · STARSTONE NATIONAL INSURANCE COMPANY · since May 2024
All 13 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| PROTECTIVE INSURANCE COMPANY | May 2023 → May 2024 | $750K | 1 |
| UNITED FINANCIAL CASUALTY COMPANY | May 2022 → May 2023 | $750K | 1 |
| GREAT WEST CASUALTY CO. | May 2020 → May 2022 | $750K | 1 |
| UNITED SPECIALTY INSURANCE COMPANY | May 2018 → May 2020 | $750K | 3 |
| UNITED FINANCIAL CASUALTY COMPANY | May 2016 → May 2018 | $750K | 2 |
| NATIONAL INDEMNITY COMPANY | May 2014 → May 2016 | $750K | 4 |
| NORTHLAND INSURANCE COMPANY | May 2011 → May 2014 | $750K | 1 |
| STATE NATIONAL INSURANCE CO., INC. | May 2010 → May 2011 | $750K | 2 |
| REDLAND INSURANCE CO. | May 2008 → May 2010 | $750K | 6 |
| TORUS SPECIALTY INSURANCE COMPANY | Jul 2007 → May 2008 | $750K | 1 |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Sep 2006 → Jul 2007 | $750K | 1 |
| CLARENDON AMERICA INSURANCE COMPANY | Sep 2005 → Sep 2006 | $750K | 1 |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Aug 2001 → Sep 2005 | $750K | 6 |