SMITH DOT LLC Operating Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 6 insurers · 0 lapsesInsurer churn
+1 earlier
Artisan Truckers · 11–13
National · 13–15
Cherokee · 15–21
Protective · 21–24
Key Risk · 24–26
20102026
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
6 insurer eras · collapsed from 13 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| KEY RISK INSURANCE COMPANY | Feb 2024 → Feb 2026 | $750k | 1 |
| PROTECTIVE INSURANCE COMPANY | Feb 2021 → Feb 2024 | $750k | 2 |
| CHEROKEE INSURANCE COMPANY | Jan 2015 → Feb 2021 | $750k | 3 |
| NATIONAL CASUALTY COMPANY | Jan 2013 → Jan 2015 | $750k | 3 |
| ARTISAN & TRUCKERS CASUALTY COMPANY | Jan 2011 → Jan 2013 | $750k | 1 |
| NORTHLAND INSURANCE COMPANY | Jan 2010 → Jan 2011 | $750k | 3 |