SMITH ERNEST Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Inactive
- Broker
- None
Insurance & bonds
BIPD / liability (required)Not on file
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 4 insurers · 1 lapseCoverage lapse
+2 earlier
Occidental Fire · 03–05
Canal · 05–07
Northland · 07–11
Nova · 11–13
20012013
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
6 insurer eras · collapsed from 9 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| NOVA CASUALTY COMPANY | Nov 2011 → Nov 2013 | $750k | 2 |
| NORTHLAND INSURANCE COMPANY | Jan 2007 → Nov 2011 | $750k | 2 |
| CANAL INSURANCE CO. | Jan 2005 → Jan 2007 | $750k | 2 |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | Jan 2003 → Jan 2005 | $750k | 1 |
| CANAL INSURANCE CO. | Feb 2002 → Jul 2002 | $750k | 1 |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | Feb 2001 → Feb 2002 | $750k | 1 |