Carrier profile · USDOT 507820 · MC-209586 · Updated Jun 13, 2026
Smith & Stone LLC
DBA ISLAND LIMOUSINE
0 power unitsNAGS HEAD, NC52/100
CARRIER INACTIVEMC-209586 INACTIVERATED SATISFACTORY
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Inactive
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability$5,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census
Insurance adequacy· filed BIPD vs the $750K federal floor
$5M in forcegeneral-freight federal minimum
$750K floor
Insurance continuity· insurer · policy · lapses
$5M BIPD last filed ’25 · 12 insurers · 4 lapsesCoverage lapse
1993200220112020now
Shorter eras are too brief to label at this scale — all 14 insurers are named in the list below.
BIPD in force — $5,000,000 · PHILADELPHIA INDEMNITY INSURANCE COMPANY · since Nov 2025
All 14 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| PHILADELPHIA INDEMNITY INSURANCE COMPANY | Nov 2019 → Nov 2025 | $5M | 7 |
| PENNSYLVANIA MANUF. ASSOC. INS. | Jun 2018 → Jul 2018 | $5M | 1 |
| HUDSON INSURANCE COMPANY | Apr 2018 → Mar 2019 | $5M | 1 |
| PENNSYLVANIA MANUF. ASSOC. INS. | Jun 2016 → Jun 2018 | $5M | 4 |
| WESCO INSURANCE COMPANY | Jun 2015 → Jun 2016 | $5M | 1 |
| PHILADELPHIA INDEMNITY INSURANCE COMPANY | Jun 2014 → Jul 2015 | $5M | 2 |
| AMERICAN SOUTHERN INSURANCE CO. | Jun 2011 → Jun 2014 | $5M | 3 |
| PRAETORIAN INSURANCE COMPANY | Jun 2007 → Jun 2011 | $5M | 5 |
| NATIONAL CASUALTY COMPANY | Jun 2005 → Jun 2007 | $5M | 3 |
| EMPIRE FIRE & MARINE INSURANCE CO. | Sep 2001 → Jun 2003 | $5M | 4 |
| GREAT AMERICAN INSURANCE COMPANY OF NEW YORK | Jun 2000 → Jun 2000 | $5M | 2 |
| REDLAND INSURANCE CO. | Jun 1997 → Jun 2000 | $5M | 2 |
| HARLEYSVILLE MUTUAL INSURANCE CO. | Jun 1995 → Jun 1997 | $5M | 1 |
| GUARANTY NATIONAL INSURANCE CO. | Jun 1993 → Jun 1994 | $5M | 1 |