Authority & Insurance · Carrier profile · USDOT 3609504

ST MICHAEL FREIGHT LLC

PHOENIX, AZ 80

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 4 insurers · 0 lapsesInsurer churn

Canal’21–’22

North America’22–’24

Accredited’24–’25

Berkley’25–now

202120232025now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $750,000 · BERKLEY CASUALTY COMPANY · since Mar 2026

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
BERKLEY CASUALTY COMPANY	Mar 2025 → Mar 2026	$750K	2
ACCREDITED SURETY AND CASUALTY COMPANY, INC.	Mar 2024 → Mar 2025	$750K	1
INDEMNITY INSURANCE CO. OF NORTH AMERICA	Jun 2022 → Mar 2024	$750K	2
CANAL INSURANCE CO.	Jun 2021 → Jun 2022	$750K	2