Carrier profile · USDOT 1091612 · MC-672625 · Updated Jun 13, 2026

STEPHEN M GEBHARDT INC

DBA STEVE'S TOWING AND RECOVERY

8 power unitsLocal · 1 statesMIDDLETOWN, OH50/100

CARRIER ACTIVEMC-672625 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 6 insurers · 1 lapseCoverage lapse

United Ohio’09–’14

Plaza’14–’16

United Wisconsin’19–’21

Amguard’21–’25

2009201420192024now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · ACUITY, A MUTUAL INSURANCE COMPANY · since Nov 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMGUARD INSURANCE COMPANY	Nov 2021 → Nov 2025	$750K	5
UNITED WISCONSIN INSURANCE COMPANY	Nov 2019 → Nov 2021	$750K	2
NATIONAL INDEMNITY COMPANY	May 2018 → Nov 2019	$750K	3
PLAZA INSURANCE COMPANY	Nov 2016 → Nov 2017	$750K	1
THE PENINSULA INSURANCE COMPANY	Oct 2016 → Nov 2016	$750K	1
PLAZA INSURANCE COMPANY	Oct 2014 → Oct 2016	$750K	3
UNITED OHIO INSURANCE COMPANY	Mar 2009 → Oct 2014	$750K	1