Carrier profile · USDOT 1149263 · MC-478124 · Updated Jun 13, 2026

Stephen Merkel Auto Transport & Construction Inc

1 power unitSTAGECOACH, NV50/100
CARRIER ACTIVEMC-478124 ACTIVEHAZMAT
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’22 · 5 insurers · 2 lapsesCoverage lapse
2004201020162022now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $1,000,000 · UNITED FINANCIAL CASUALTY COMPANY · since Feb 2022

All 8 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
UNITED FINANCIAL CASUALTY COMPANYJul 2021 → Feb 2022$1M1
NORTHLAND INSURANCE COMPANYMay 2017 → Jul 2021$1M3
CANAL INSURANCE CO.May 2015 → May 2017$1M5
ARTISAN & TRUCKERS CASUALTY COMPANYMay 2014 → May 2015$1M3
NATIONAL CASUALTY COMPANYMay 2011 → Jun 2014$1M3
NORTHLAND INSURANCE COMPANYMar 2011 → Jun 2011$1M2
NORTHLAND INSURANCE COMPANYAug 2007 → Mar 2008$1M1
NORTHLAND INSURANCE COMPANYApr 2004 → May 2005$1M2