STEPHEN SMITH Operating Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 4 insurers · 0 lapsesInsurer churn
+2 earlier
Farmers Exchange · 09–14
Scottsdale · 14–23
20092025
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
4 insurer eras · collapsed from 6 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| THIRD COAST INSURANCE COMPANY | Jun 2024 → Jun 2025 | $750k | 1 |
| ACCIDENT FUND GENERAL INSURANCE COMPANY | Jun 2023 → Jun 2024 | $750k | 1 |
| SCOTTSDALE INDEMNITY COMPANY | Jun 2014 → Jun 2023 | $750k | 3 |
| FARMERS INSURANCE EXCHANGE | Mar 2009 → Jun 2014 | $750k | 1 |