Carrier profile · USDOT 379421 · MC-589492 · Updated Jul 8, 2026

STEPHENS & SMITH CONSTRUCTION COMPANY INC

93 power unitsavg 10.6 yrRegional · 3 statesLINCOLN, NE100/100
CARRIER ACTIVEMC-589492 ACTIVERATED SATISFACTORY
Verified linksstephensandsmith.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 3 insurers · 0 lapsesContinuous
2007201220172022now

Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.

BIPD in force — $750,000 · ACUITY, A MUTUAL INSURANCE COMPANY · since Feb 2026