Carrier profile · USDOT 2476857 · MC-984690 · Updated Jun 13, 2026

STEPHENS TOWING LLC

5 power unitsavg 16.1 yrLocal · 2 statesFALLING WATERS, WV85/100

CARRIER ACTIVEMC-984690 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 4 insurers · 1 lapseCoverage lapse

White Pine’15–’20

White Pine’21–’24

Progressive Classic’25–now

2015201820212024now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE CLASSIC INSURANCE COMPANY · since Jun 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE CLASSIC INSURANCE COMPANY	Jun 2025 → Jun 2025	$750K	2
CLASSIC INSURANCE CO	May 2025 → Jun 2025	$750K	1
PROGRESSIVE CLASSIC INSURANCE COMPANY	Aug 2024 → Jun 2025	$750K	2
CLASSIC INSURANCE CO	Jun 2024 → Aug 2024	$750K	1
WHITE PINE INSURANCE COMPANY	May 2021 → May 2024	$750K	3
FEDERATED MUTUAL INSURANCE CO.	Dec 2020 → May 2021	$750K	1
WHITE PINE INSURANCE COMPANY	Dec 2015 → Aug 2020	$750K	7