Carrier profile · USDOT 967986 · MC-422960 · Updated Jul 15, 2026
Terrance and Crystal Smith
DBA T & C SMITH HAULING
1 power unitavg 9.3 yrLocal · 2 statesZEBULON, NC50/100
CARRIER ACTIVEMC-422960 ACTIVE
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census
Insurance adequacy· filed BIPD vs the $750K federal floor
$1M in forcegeneral-freight federal minimum
$750K floor
Insurance continuity· insurer · policy · lapses
$1M BIPD last filed ’25 · 10 insurers · 1 lapseCoverage lapse
2002200820142020now
Shorter eras are too brief to label at this scale — all 14 insurers are named in the list below.
BIPD in force — $1,000,000 · PROGRESSIVE CASUALTY INSURANCE COMPANY · since Feb 2025
All 14 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY | Feb 2023 → Feb 2025 | $1M | 2 |
| NORTHLAND INSURANCE COMPANY | Feb 2022 → Feb 2023 | $1M | 1 |
| AMGUARD INSURANCE COMPANY | Feb 2021 → Feb 2022 | $1M | 2 |
| AMERICAN MILLENNIUM INS/CITADEL REINSURANCE | Feb 2020 → Feb 2021 | $1M | 2 |
| PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY | Apr 2019 → Feb 2020 | $1M | 1 |
| GREAT WEST CASUALTY CO. | May 2017 → Apr 2019 | $1M | 1 |
| WILSHIRE INSURANCE COMPANY | May 2015 → May 2017 | $1M | 2 |
| WILSHIRE INSURANCE COMPANY | May 2013 → May 2014 | $1M | 3 |
| EASTERN ATLANTIC INSURANCE COMPANY | May 2012 → May 2013 | $1M | 1 |
| NORTHLAND INSURANCE COMPANY | May 2009 → May 2012 | $1M | 2 |
| GREAT WEST CASUALTY CO. | Apr 2005 → May 2009 | $1M | 1 |
| STRATFORD INSURANCE COMPANY | Apr 2004 → Apr 2005 | $1M | 1 |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Apr 2003 → Apr 2004 | $1M | 1 |
| HANOVER INSURANCE CO. | Feb 2002 → Apr 2003 | $1M | 2 |