Owner-operator
1 power units. Brokers price each fleet type apart.
DBA T PAYNE TRUCKING
TERRENCE PAYNE (USDOT 2056378) is unrated by Vektor because the carrier's FMCSA record does not contain enough evidence for a safety score as of Jun 13, 2026.
TERRENCE PAYNE (USDOT 2056378) holds active common and contract for-hire operating authority per FMCSA L&I as of Jun 13, 2026.
TERRENCE PAYNE (USDOT 2056378) has an active BIPD insurance filing with a $0 limit in force from OOIDA RISK RETENTION GROUP, INC. effective Mar 11, 2026 in FMCSA L&I's current snapshot as of Jun 13, 2026.
TERRENCE PAYNE (USDOT 2056378) has 0 reportable crashes in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Jun 13, 2026.
TERRENCE PAYNE (USDOT 2056378) reports 1 power unit and 1 driver in its most recent MCS-150 filing dated Oct 1, 2024.
TERRENCE PAYNE (USDOT 2056378) has no FMCSA-assigned safety rating in the federal record refreshed Jun 13, 2026.
Load decision · FMCSA snapshot · Jun 13, 2026
Not enough federal record to assess. Verify authority and insurance directly.
Owner-operator
1 power units. Brokers price each fleet type apart.
—
Not yet decoded
16 yr unchanged
Same registration since 2010 — no chameleon / reincarnation signal.
TERRENCE PAYNE's USDOT number is 2056378, and its motor carrier number is MC-719822.
As of 2026-06-13, TERRENCE PAYNE is active in the FMCSA register with common, contract, broker operating authority on file.
TERRENCE PAYNE has a —% vehicle out-of-service rate across 1 roadside inspections, with 0 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor does not assign this carrier a safety score: No federal roadside inspections in the last 24 months. There is no recent safety record to judge this carrier on — verify authority, insurance and references directly before tendering.
TERRENCE PAYNE operates 1 power unit and 1 driver per its most recent MCS-150 filing.
TERRENCE PAYNE is based in CHATTANOOGA, TN.
Comparable carriers operating in Tennessee
Roadside inspections, BASICs & crash history
Out-of-service rate· 24-mo cumulative · vs national
Violation themes· decoded · grouped by BASIC
What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.
Can they legally + adequately haul your load?
Operating authority· 49 CFR · per type
Operating authority
Insurance & bonds
Insurance adequacy· filed BIPD vs the $750K federal floor
Insurance continuity· insurer · policy · lapses
Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.
BIPD in force — $0 · OOIDA RISK RETENTION GROUP, INC. · since Mar 2026
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| OOIDA RISK RETENTION GROUP, INC. | Apr 2025 → Apr 2026 | $750K | 2 |
| UNITED STATES FIRE INSURANCE CO. | Jan 2025 → Apr 2025 | $750K | 2 |
| UNITED STATES FIRE INSURANCE CO. | Apr 2024 → Sep 2024 | $750K | 4 |
| NATIONAL CASUALTY COMPANY | Apr 2021 → Apr 2024 | $750K | 1 |
| NORTHLAND INSURANCE COMPANY | Apr 2019 → Apr 2021 | $750K | 1 |
| SPIRIT COMMERCIAL AUTO RR GROUP, INC | Apr 2016 → Apr 2019 | $750K | 3 |
| NATIONAL INDEMNITY COMPANY OF THE SOUTH | Apr 2015 → Apr 2016 | $750K | 5 |
| CANAL INSURANCE CO. | Apr 2014 → Apr 2015 | $750K | 1 |
| CASTLEPOINT NATIONAL INSURANCE CO | Apr 2013 → Apr 2013 | $750K | 4 |
| OOIDA RISK RETENTION GROUP, INC. | Aug 2010 → Apr 2013 | $750K | 11 |
VIN-decoded · NHTSA vPIC
Capacity· power units = haulable capacity; trailers are towed
Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.
Revealed by inspection density · 24 mo
Inspection density by state· each tile = a state · shade = inspections, last 24 mo
Affiliated entities & reincarnation signals · for review, not a verdict
No shared-identity links detected — no reincarnation flag, shared trucks, registration domain, or officer overlap with other carriers.
FMCSA census + L&I dossier
Location
Contact
Registration
Fleet (self-reported · MCS-150)
Daily-captured FMCSA licensing & insurance changes — monitored by Vektor
Federal record activity· monitored daily by Vektor
No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.
Verified broker, shipper & driver reviews — moderated
Be the first broker or shipper to rate TERRENCE PAYNE. Reviews cover performance only — on-time delivery, payment speed, communication — and never affect the Vektor risk score.
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