Terry CarpenterUSDOT 704565POSEYVILLE, IN
Carrier profile
Terry Carpenter
- USDOT
- 704565
- MC
- 856470
CARRIER ACTIVE
Vektor Rating VR
Assessment only, not load authorization. Confirm current authority and insurance.
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Insurance adequacy· filed BIPD vs the $750K federal floor
$750K in forcegeneral-freight federal minimum
$750K floor
Coverage requirements
Filed BIPD coverage of $750K meets or exceeds the $750K general-freight floor (49 CFR 387.9). Some commodities require $1M–$5M; verify against your load.
Insurance continuity· insurer · policy · lapses
$750K BIPD last filed ’24 · 3 insurers · 1 lapseCoverage lapse
Pekin’14–’18
beyond this history
2014201720202023now
Shorter eras are too brief to label at this scale — all 4 insurer eras are named in the list below.
BIPD in force — $750,000 · PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY · since Nov 2024
All 4 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| ACUITY, A MUTUAL INSURANCE COMPANY | Oct 2023 → Nov 2024 | $750K | 2 |
| PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY | Mar 2022 → Oct 2023 | $750K | 1 |
| ACUITY, A MUTUAL INSURANCE COMPANY | Jul 2018 → Oct 2020 | $750K | 1 |
| PEKIN INSURANCE CO. | Feb 2014 → Sep 2018 | $750K | 2 |