Carrier profile · USDOT 697197 · MC-306194 · Updated Jun 13, 2026

TERRY J KOVACH

DBA VOGUE LIMOS

0 power unitsGREENSBURG, PA50/100
CARRIER ACTIVEMC-306194 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$5,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$5M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $5M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1.5M BIPD last filed · 7 insurers · 1 lapseCoverage lapse
1996200420122020now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $5,000,000 · PHILADELPHIA INDEMNITY INSURANCE COMPANY · since Feb 2022

All 9 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
PHILADELPHIA INDEMNITY INSURANCE COMPANYAug 2018 → Feb 2022$1.5M2
NATIONAL INTERSTATE INSURANCE COMPANYAug 2016 → Aug 2018$1.5M1
LANCER INSURANCE COMPANYAug 2013 → Aug 2016$1.5M3
NATIONAL INTERSTATE INSURANCE COMPANYAug 2005 → Aug 2013$1.5M1
AMERICAN SOUTHERN INSURANCE CO.Aug 2004 → Aug 2005$1.5M1
NATIONAL INTERSTATE INSURANCE COMPANYAug 2003 → Aug 2004$1.5M1
WESTPORT INSURANCE CORPORATIONAug 2002 → Aug 2003$1.5M1
GENERAL SECURITY INSURANCE COMPANYAug 1997 → Aug 1998$1.5M4
UNITED STATES FIDELITY & GUARANTY CO.Aug 1996 → Aug 1997$1.5M1