Carrier profile · USDOT 1484457 · MC-559341 · Updated Jun 13, 2026

TERRY K LAPHAM

DBA FLEW BY U TRANSPORT

1 power unitsLocal · 1 statesCLAY, NY50/100

CARRIER ACTIVEMC-559341 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 5 insurers · 0 lapsesInsurer churn

Navigators’07–’11

National’13–’15

Progressive’15–now

2006201120162021now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE CASUALTY INSURANCE COMPANY · since Jul 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE CASUALTY INSURANCE COMPANY	Jun 2015 → Jul 2025	$750K	3
NATIONAL CASUALTY COMPANY	Jun 2013 → Jun 2015	$750K	2
PROGRESSIVE CASUALTY INSURANCE COMPANY	Apr 2013 → Jun 2013	$750K	1
NOVA CASUALTY COMPANY	Apr 2012 → Apr 2013	$750K	1
CASTLEPOINT NATIONAL INSURANCE CO	Apr 2011 → Apr 2012	$750K	1
NAVIGATORS INSURANCE COMPANY	Apr 2007 → Apr 2011	$750K	1
PROGRESSIVE CASUALTY INSURANCE COMPANY	Apr 2006 → Apr 2007	$750K	1