TERRY PHILLIPS Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Inactive
Contract
None
Broker
None

Insurance & bonds

BIPD / liability (required)Not on file
CargoNone
Surety bond (BMC-84)None

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum
$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD · 4 insurers · 1 lapseCoverage lapse
+4 earlier
Interstate Fire · 01–now
19992005

A BIPD policy is currently in force per the filing history — request a COI to confirm before tendering.

5 insurer eras · collapsed from 9 filings
InsurerPeriodLimitRenewals
SAGAMORE INSURANCE COMPANYApr 2004Sep 2005$750k2
SAGAMORE INSURANCE COMPANYMar 2003Nov 2003$750k3
INTERSTATE FIRE & CASUALTY CO.Mar 2001current$750k2
CLARENDON NATIONAL INS. CO.Mar 2000Mar 2001$750k1
AMERICAN RELIABLE INSURANCE COMPANYMar 1999Mar 2000$750k1