Carrier profile · USDOT 2578091 · MC-975906 · Updated Jun 13, 2026

THE LENDER ADVANTAGE LLC

DBA LENDER ADVANTAGE

1 power unitavg 5.6 yrLocal · 1 statesBALTIMORE, MD72/100

CARRIER ACTIVEMC-975906 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$300K BIPD last filed ’25 · 6 insurers · 0 lapsesInsurer churn

Agency Maryland’17–’19

Clear Blue’19–’22

Wesco’22–’24

Cumis Society’24–now

2016201920222025now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · CUMIS INSURANCE SOCIETY INC · since Sep 2025

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
CUMIS INSURANCE SOCIETY INC	Sep 2024 → Sep 2025	$300K	1
WESCO INSURANCE COMPANY	Sep 2022 → Sep 2024	$300K	2
ROCK RIDGE INSURANCE COMPANY	Mar 2022 → Sep 2022	$300K	1
CLEAR BLUE INSURANCE COMPANY	Mar 2019 → Mar 2022	$300K	3
AGENCY INSURANCE COMPANY OF MARYLAND, INC	Mar 2017 → Mar 2019	$300K	4
AMERICAN SOUTHERN HOME INSURANCE COMPANY	Jun 2016 → Mar 2017	$300K	1