TSTHEODORE SADOWSKI 94

THEODORE SADOWSKI Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability (required)Filed with FMCSA

CargoNone

Surety bond (BMC-84)None

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD · 4 insurers · 0 lapsesInsurer churn

Sentry Select · 94–96

Great West · 96–99

Northland · 99–01

United National · 01–now

Sentry Select · 03–25

19942025

A BIPD policy is currently in force per the filing history — request a COI to confirm before tendering.

5 insurer eras · collapsed from 11 filings

Insurer	Period	Limit	Renewals
SENTRY SELECT INSURANCE COMPANY	May 2003 → May 2025	$750k	2
UNITED NATIONAL INSURANCE COMPANY	Jul 2001 → current	$750k	4
NORTHLAND INSURANCE COMPANY	Jul 1999 → Jun 2001	$750k	3
GREAT WEST CASUALTY CO.	Jul 1996 → Jul 1999	$750k	1
SENTRY SELECT INSURANCE COMPANY	Mar 1994 → Jul 1996	$750k	1