Carrier profile · USDOT 1759747 · MC-643426 · Updated Jun 13, 2026

Tom Joy & Son Trucking LLC

1 power unitINDIANAPOLIS, IN50/100

CARRIER ACTIVEMC-643426 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’20 · 4 insurers · 1 lapseCoverage lapse

Ohio Security’09–’12

American Hallmark’12–’20

beyond this history

2008201320182023now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · GREAT WEST CASUALTY CO. · since Nov 2020

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	Aug 2012 → Nov 2020	$750K	6
OHIO SECURITY INSURANCE COMPANY	Apr 2009 → Sep 2012	$750K	6
OHIO CASUALTY INSURANCE CO.	Aug 2008 → Aug 2008	$750K	2
OHIO SECURITY INSURANCE COMPANY	Aug 2008 → Apr 2009	$750K	2
AMERICAN FIRE AND CASUALTY COMPANY	Jul 2008 → Aug 2008	$750K	1
OHIO SECURITY INSURANCE COMPANY	Apr 2008 → Jul 2008	$750K	1