Carrier profile · USDOT 354744 · MC-221225 · Updated Jun 13, 2026

Tom's 24 Hour Towing Incorporated

DBA LARD'S TOWING AND RECOVERY SOLUTIONS INC

11 power unitsRegional · 3 statesELKHART, IN50/100
CARRIER ACTIVEMC-221225 ACTIVERATED SATISFACTORYHAZMAT
Verified linkstoms24hourtowing.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 8 insurers · 0 lapsesInsurer churn
1993200220112020now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $1,000,000 · ACUITY, A MUTUAL INSURANCE COMPANY · since Sep 2025

All 8 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
ACUITY, A MUTUAL INSURANCE COMPANYAug 2018 → Dec 2025$750K3
WESTFIELD INSURANCE CO.Sep 2006 → Aug 2018$750K3
STONINGTON INSURANCE COMPANYSep 2005 → Sep 2006$750K1
WESTPORT INSURANCE CORPORATIONSep 2001 → Sep 2005$750K4
PENNSYLVANIA GENERAL INSURANCE COMPANYSep 1997 → Sep 2001$750K1
CELINA MUTUAL INSURANCE COMPANYSep 1996 → Sep 1997$750K1
HARTFORD INSURANCE COMPANY OF THE MIDWESTSep 1995 → Sep 1996$750K1
THE CONTINENTAL INSURANCE CO.Aug 1993 → Sep 1995$750K1