Authority & Insurance · Carrier profile · USDOT 3479821

TOPIRAQ LLC

STERLING HEIGHTS, MI 94

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 4 insurers · 1 lapseCoverage lapse

Great West’20–’21

Progressive Michigan’21–’22

Great West’22–’24

Occidental Fire’24–’25

2020202220242026now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $1,000,000 · AMERISURE MUTUAL INSURANCE COMPANY · since Apr 2026

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMERISURE MUTUAL INSURANCE COMPANY	Feb 2026 → Apr 2026	$750k	2
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	Oct 2024 → Jun 2025	$750k	1
GREAT WEST CASUALTY CO.	Oct 2022 → Oct 2024	$750k	1
PROGRESSIVE MICHIGAN INSURANCE COMPANY	Oct 2021 → Oct 2022	$750k	2
GREAT WEST CASUALTY CO.	Sep 2020 → Nov 2021	$750k	3