Carrier profile · USDOT 606059 · MC-290241 · Updated Jun 13, 2026

TOWNS BROTHERS CONSTRUCTION CO

16 power unitsavg 15.7 yrLocal · 1 statesLUDINGTON, MI62/100
CARRIER ACTIVEMC-290241 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’24 · 5 insurers · 0 lapsesInsurer churn
1995200320112019now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · SECURA INSURANCE COMPANY · since Jan 2024

All 6 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
SECURA INSURANCE COMPANYJan 2024 → Jan 2024$750K1
MONROE GUARANTY INSURANCE COMPANYJan 2016 → Jan 2024$750K3
GRANGE INSURANCE COMPANY.Feb 2013 → Jan 2016$750K3
FCCI INSURANCE COMPANYFeb 2012 → Feb 2013$750K2
MONROE GUARANTY INSURANCE COMPANYJan 2008 → Feb 2012$750K2
AMERISURE MUTUAL INSURANCE COMPANYMay 1995 → Dec 2007$750K1