Carrier profile · USDOT 1066938 · MC-444653 · Updated Jun 13, 2026

VERARDO GARZA

DBA V & H TRUCKING

1 power unitLocal · 1 statesOTHELLO, WA85/100
CARRIER ACTIVEMC-444653 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’24 · 5 insurers · 1 lapseCoverage lapse
2003200920152021now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · UNITED FINANCIAL CASUALTY COMPANY · since Apr 2024

All 6 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANMar 2024 → Apr 2024$750K2
UNITED FINANCIAL CASUALTY COMPANYMar 2024 → Mar 2024$750K1
CONTINENTAL DIVIDE INSURANCE COMPANYMar 2022 → Mar 2024$750K5
CANAL INDEMNITY COMPANYMar 2011 → Oct 2011$750K1
NORTHLAND INSURANCE COMPANYMar 2009 → Mar 2011$750K1
CANAL INDEMNITY COMPANYMar 2003 → Mar 2009$750K6