Authority & Insurance · Carrier profile · USDOT 1482504

VIRTUAL INTERESTS LLC

RAYTOWN, MO 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$300K BIPD last filed · 7 insurers · 0 lapsesInsurer churn

Navigators’06–’11

Nova’11–’13

Atlantic Specialty’13–’16

Manufacturers Alliance’16–’19

Clear Blue’19–’22

Rock Ridge’22–now

2005201120172023now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · ROCK RIDGE INSURANCE COMPANY · since Sep 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ROCK RIDGE INSURANCE COMPANY	Sep 2022 → Sep 2025	$300K	3
CLEAR BLUE INSURANCE COMPANY	Sep 2019 → Sep 2022	$300K	3
MANUFACTURERS ALLIANCE INSURANCE COMPANY	Sep 2016 → Sep 2019	$300K	3
ATLANTIC SPECIALTY INSURANCE COMPANY	Sep 2013 → Sep 2016	$300K	3
NOVA CASUALTY COMPANY	Sep 2011 → Sep 2013	$300K	2
NAVIGATORS INSURANCE COMPANY	Sep 2006 → Sep 2011	$300K	1
LINCOLN GENERAL INSURANCE COMPANY	Sep 2005 → Sep 2006	$300K	1