Carrier profile · USDOT 1542321 · MC-682631 · Updated Jun 13, 2026

WE R HELPERS INCORPORATED

DBA HELPERS MOVING & STORAGE

5 power unitsLocal · 2 statesCAPE GIRARDEAU, MO50/100

CARRIER ACTIVEMC-682631 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 6 insurers · 1 lapseCoverage lapse

Hudson’17–’20

Wesco’22–’25

2009201420192024now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · TRANSGUARD INSURANCE COMPANY OF AMERICA INC. · since Jul 2025

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
WESCO INSURANCE COMPANY	Jul 2022 → Aug 2025	$750K	2
SAGAMORE INSURANCE COMPANY	Jul 2021 → Jul 2022	$750K	1
PROTECTIVE INSURANCE CO.	Jul 2020 → Jul 2021	$750K	1
HUDSON INSURANCE COMPANY	Jul 2017 → Jul 2020	$750K	1
NEW YORK MARINE & GENERAL INS. CO.	Jul 2016 → Jul 2017	$750K	1
TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	Jun 2009 → Jun 2009	$750K	2