Authority & Insurance · Carrier profile · USDOT 3489406

WILLIAM FRANKS

MEMPHIS, TN 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 2 insurers · 0 lapsesContinuous

Harco National’21–’22

Amguard’22–’25

beyond this history

202120232025now

Shorter eras are too brief to label at this scale — all 2 insurers are named in the list below.

BIPD in force — $1,000,000 · AGENCY INSURANCE COMPANY OF MARYLAND, INC · since Oct 2025

All 2 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMGUARD INSURANCE COMPANY	Oct 2022 → Oct 2025	$1M	3
HARCO NATIONAL INSURANCE CO.	Oct 2021 → Oct 2022	$1M	1